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Loan Programs

Residential Lending

Conventional Residential

Purchase / Refinance / Cash Out Refinance

to 90% of Appraised Value

FHA mortgage loans

FHA Purchase & FHA Refinance & FHA Streamline Refinance loan

  • FHA Purchase loan to 96.5% Loan to Value
  • FHA Refinance to 96.5% Loan to Value
  • FHA Cash out FHA loans to 85% Loan to Value
  • FHA Streamline loan - using the original loan amount
  • credit qualifying streamline refinance
  • no-credit qualifying streamline refinance
  • Conforming loan limits & Jumbo FHA loan limits in the respective county of the property the house is located in.

 

Reverse Mortgages

A Reverse Mortgage is a federally insured financial tool that allows qualified senior homeowners age 62+ to convert a portion of their home equity into a stable source of supplemental cash flow. It helps deliver the financial security you need to stay at home and live independently—without having to sell your house, give up the title, or make monthly mortgage payments.

Jumbo Residential

  • Purchase/ Refinance /Cash Out
  • Loan amount is on a case by case scenarios - Based on Credit & Loan amount

 

Hard Money

  • Purchase & refinance
  • Residential & Commerical
  • Loan amount is on a case by case scenarios

 

Commercial Loans

  • Purchase & refinance
  • Loan amount is on a case by case scenarios

 

Securities Lending (Asset Based Securities)

SECURITIES THAT QUALIFY AS COLLATERAL ARE:

  • U.S. Treasuries
  • Government bonds
  • Securities (Publicly traded)
  • Stock (Publicly Traded (NYSE, AMEX, etc.)

 

Publicly and Actively traded stocks, mutual funds, bonds and treasury notes that are not restricted in any manner.  Most foreign securities are acceptable, subject to verification and authentication of authenticity.

  • This is a Non-Recourse Loan
  • Not based off of credit

We have successfully factored invoices for companies.

This is great for the following industries:

  • Manufacturing
  • Trucking
  • Construction



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